"Business
demands faith, compels earnestness, requires courage, is honestly
selfish,
is penalized for mistakes, and is the essence of life."
- William Feather
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Welcome
to iMerchantNetwork - your one-stop
portal for answering
credit card merchant account questions & learning
how to accept
credit cards. Since 1999, my goal has been to make life
simpler for you when researching merchant solutions. Having
been in this merchant account
business
for over eight years now, I've learned that it can be a very
unscrupulous industry with folks doing just about anything
to
sell you merchant services, payment gateways and e-commerce
solutions you may not need. Furthermore, many merchant account
providers go away just as fast as they sprout up. At iMN, I
want you to understand all your merchant account options while
simultaneously
providing a learning experience for accepting credit cards
online thru the correct payment gateway. Look around, visit
some sites,
read the hand picked high-quality articles, compare offers
and
choose what's best for you.
One
piece of advice:
Just because you see an advertisement stating accept
credit cards for free doesn't mean it's the best solution
for your business. The future sales revenue for your
entire business depends on you making the right choice regarding
a merchant account provider. I can't stress that enough.
Do your homework and make sure the company you choose will
still
be there when you need them. READ the fine print! You'll be
surprised what you see.
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| > What
is ClickBank? How Can It Help Me? |
| > Accepting
Credit Cards: What You Need To Know |
| > Should
I Go Wireless? Merchants who may want to jump
on board fast |
| > Point
of Sale (POS) Equipment Companies & Web Sites |
| > Accept
Credit Cards: Third Party Processing Solutions |
| > Merchant
Account Rates & Fees: Reference Guide |
| > How
Do I Choose a Merchant Account Provider? |
| > Understand
A Merchant Account's Contract Length & Cancellation
Fees |
| > What
is a statement fee? |
| > What
is a chargeback? |
| > Understanding
Merchant Gateway / Virtual Terminal Fees |
| > What
is a monthly minimum? |
| > What
is a transaction fee? |
| > What
is a discount rate? |
| > Application
Checklist for Credit Card Merchant Account Approval |
| > Terminated
Merchants (TMF): What does that mean? |
| > Types
Of Merchant Accounts (Low-Risk, High-Risk, High Volume) |
| > Should
I Choose a Merchant Account or Third Party Processor? |
| > 10
Quick Questions You Must Ask Your Merchant Provider |
| > Should
I Choose a Higher Discount Rate and Lower Transaction Fee
or Vice Versa? |
| > Merchant
Glossary: ACH, Acquiring Bank, Approval Code, Authorization
Code |
| > Merchant
Glossary: Bank Card, Batch, Batch ID |
| > Merchant
Glossary: Capture, Clearing |
| > Merchant
Glossary: CVC2 and CVV2 Codes |
| > Merchant
Glossary: Debit Card, PIN #, Issuing Bank |
| > Merchant
Glossary: Internet/MOTO, Prior Auth. Sale, Recurring Transaction |
| > Merchant
Glossary: Referral, Settlement, Smart Card |
| > Merchant
Glossary: Merchant ID (MID), Terminal ID (TID) |
| > Merchant
Glossary: Void, Voice Authorization |
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Need to start
accepting
credit cards
minutes
from now?
Below are 3 of the
top solutions you
should consider.
Learn More About
Paypal Learn More About
2Checkout
Learn More About
ClickBank
American Express Co.
AmericanExpress.com
Discover
Financial
Services
DiscoverCard.com
MasterCard
Int'l
MasterCard.com
Visa U.S.A.
USA.Visa.com
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