Home > Merchant Account Questions & Answers > Apply Free For Your Own Merchant Account

Merchant Account Glossary: CVC2 and CVV2 Codes

CVC2 (card validation code 2) & CVV2 (card verification value 2)

This has become a popular question and an important security feature on credit card transaction processing.

VISA and MasterCard implemented a security feature known as "CVV2" and "CVC2". These are the three-digit numbers printed on the back side of your credit card (in the signature panel) to the far right. This three-digit code helps validate that the credit card holder has the card in his/her possession.

For merchants, you will receive either a "match" or "no match" response upon processing a transaction. These numbers are not allowed to be stored.

American Express has a four-digit security code that is typically on the front of the card above the account number.

Discover Card has a three-digit code very similar to Visa/MC in the same location (on the back side of your credit card).

© iMerchantNetwork.com

> 10 Questions You Must Ask A Merchant Provider

> Should I Choose a Higher Discount Rate and
Lower Transaction Fee or Vice Versa?

> What is a discount rate?

> What is a transaction fee?

> Glossary: CVC2 and CVV2 Codes

> Glossary: Merchant ID (MID), Terminal ID (TID)

> Understand A Merchant Account's Contract
Length & Cancellation Fees

> What is a monthly minimum?